RV
Rian V

1 reviews | Active since Dec 2017

04 Jun 2021, 20:22

2years, no reply..

Dear reader

I'm a member of outsurance since 2005 (so around 16 years) with no claims other than I think a windshield replacement in 2010 when a small rock that hit it started a spreading crack and nothing regarding. not a single payment missed. ie good stable income. no expense.

Around the start of covid I mailed outsurance for quotes/options to adjust my Policy Schedule since moving to a work from home scenario and not having driven the vehicle a while.

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On Fri, Apr 24, 2020 at 1:01 AM:

Good day Please email me what other options do you have for insurance and pricing or direct me to where it might be listed on your website as I haven't driven my vehicle in a month due to the lockdown and thus no longer need the insurance.

Mon, Feb 1, 2021 at 5:52 PM

Car rarely drives anymore, only for shopping once a month, battery died about 4 times so far due to just being parked, I dont really think I need the insurance anymore - been paying throughout the lockdown and work from home remotely over the internet. In terms of car-value, I think I paid of the car twice now just in insurance fee, so yes, any form of reduction could be useful or I need to change package perhaps

I already contacted you about this last year and never got reply its now 11months about, while you kept deductions going, thanks a lot for the non-care of your client's budget.

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Mon, May 24, 2021 at 9:02 PM

So its about two years now since my query on Fri, Apr 24, 2020 below to try adjusting my premium as other providers offer similar cover for +- R380 compared to my near R600 with you.eg. Budget 375 A&G 377 Virseker 379 Dialdirect 395 - 415 (via Hippo) The car is used maybe 1day a month or less now due to working from home.

If you cannot adjust my premium with some back-payment or compensation for having ignored my requests the previous years, then consider this a cancellation and I'll be going public. This is currently still a private matter and soon to be strike3.

Thank you.

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Naturally as one can imagine this was finally followed up with a number of calls/email in one day and the premium was hastily adjusted to be on par with the other insurers, however no compensation of any sort for the two years I over-payed since request so to speak.

There were a few other issues in the past too, such as asking a do not tow sticker with the badge/adverti*****t for the car, as i only received that for the very first car I ensured. There at east was promised to send, but nothing came of it, but its alright and not my problem and I will currently require to be paid to display their branding.

As I did warn Outsurance about going public, I'm now proceeding to do so for the next two years, because that is how long I was *****ed over this time. Feel free to let me know of all the wonderful social media outlets where one can share stories of sharks or otherwise businesses one wouldn't want to recommend doing business with.

Thank you.

0
Replies (6)
OUTsurance
OUTsurance's reply07 Jun 2021, 16:35
Official
Good day Rian,

We acknowledge receipt of your complaint. Lauren our client services manager has been unsuccessful in her attempts to contact you, she has subsequently sent you an email. Please respond to her email with a date/time that is most convenient for you. 

We are sorry for the disappointment.

Regards,
OUTsurance

Best regards,

OUTsurance
OUTsurance's reply09 Jun 2021, 09:58
Official
Good day Rian, The lack of feedback you described was alarming to read and we immediately escalated the matter for urgent attention. Lauren our client services manager contacted you to apologise for the lack of feedback and she requested that you please forward the emails that you initially sent to us.  Lauren addressed your concerns regarding your premium and discussed your profile in detail. The insurance industry in South Africa is extremely competitive so it is certainly to consumers benefit to test the offerings they get. We use a variety of factors in determining the appropriate premium for each individual client based on their unique profile.  Based on this we are able to offer clients a fair premium from the outset. Taking acquisition and retention costs into account we do in certain instances amend the premium and this is done by reviewing the policy – loss ratio, payment history, age of policy etc.  Both acquiring new clients and keeping existing clients happy are crucial to the success of our business. Thank you for giving us the opportunity to look into the matter. Regards,OUTsurance

Best regards,

RV
Rian V's update15 Jun 2021, 17:35
Reviewer Update
That she did, thank you, and I've sent through some further examples of unresolved queries where feedback was lacking on personal one-on-one correspondence with staff from years before. Haven't had further feedback to the emails but trust feedback will come soon.
OUTsurance
OUTsurance's reply17 Jun 2021, 15:30
Official
Did you forward all emails to Lauren? 

Herewith Lauren's email ***

Best regards,

RV
Rian V's update17 Jun 2021, 18:05
Reviewer Update
Hi there, yes I did. She said she would come back to me after waiting for some other department? But well, its another week later. I dont mind waiting, I'm used to waiting as seen in this query. But anyway, was just replying to your public reply earlier to confirm that I was in contact with someone, that's all.
RV
Rian V's update17 Mar 2025, 18:17
Reviewer Update
Sadly It would seem we are headed down the same road again with this company.
You email them clear instructions and change of your number and they dont bother replying on the emails/whatsapp. In addition you cannot on there website/app cancel/adjust your services. It has only options to change site password, numbers, change bank details. Any potential future user be warned.