GS
Graeme S

1 reviews | Active since Oct 2025

30 Oct 2025, 20:57

22 Years of Loyalty – Gone in One Quote

I’ve been a loyal Outsurance client since 2002, with multiple policies over the years — vehicles, business, home contents, and even pet insurance. I’ve also referred countless friends and family, genuinely believing in the promise that “you always get something out.”

After my first-ever accident in September, I was impressed by the claims process — professional, efficient, and fair. I had every reason to stay loyal.

But when I requested a quote for my new vehicle, I was absolutely stunned. The premium was almost double what five other insurers quoted me for identical cover. I understand a claim might affect my risk profile, but not to that extreme.

It’s disappointing that after more than two decades of loyalty, Outsurance didn’t even try to match a fair offer. I’ve since moved all my policies to Dotsure and Prime — and yes, I’ll be calling to claim my R500, since they made no effort to keep a long-term client.

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Replies (1)
OUTsurance
OUTsurance's reply05 Nov 2025, 15:07
Official
Good day Graeme,

Thank you for your feedback. Our client services manager, Karen, contacted you to address your concerns. 

There are a number of factors that we take into account when determining the appropriate premium for a client such as age, make and model of vehicle, previous incidents etc. It is worth pointing out that no single insurer will be the cheapest for every single client as risk models differ between insurers. 

It's a pity we couldn't offer you a better premium. 

Regards,
The OUTsurance Team