21% premium increas. What a joke

<div>How do you increase my vehicles premium with 21% if the value keeps on dropping and we haven't had an accident claim. How does that make sense. It should go down each year. Not up. Outsurance is pushing their luck. Evrey year it is the same story. Don't you understand that the economy is in a bad place. How do you thing people can pay the ridiculous increase of premiums. It needs to go down. Not up.</div>