insurance ***** and theft

I was involved in a motor vehicle accident on 11 April 2015.<br> My insurer, Virgin Insurance arranged for their accredited panelbeater to assess my car.<br> I was informed by the insurance claims advisor that the vehicle would be repaired as the repair cost was R43000. <br> The accredited panelbeater, TC Panelbeaters (Wynberg) undertook the repair.<br> The vehicle was returned to me on 18 May 2015.<br> Upon inspection, the engine air filter cover was missing.<br> I queried this and was informed that the car was received without the cover.<br> I had the car fully serviced 1 month before, and a call to my mechanic confirmed that the cover was present when he serviced the vehicle.<br> I further found a receipt in the car from the panelbeater to the insurer. The total repair cost was R91000, nearly double what I had been told. (The cars value is R92000)<br> <br> One day after using the car, the power steering failed and there was a sound like a loose belt coming from the engine.<br> I called Virgin insurance who collected the vehicle once more, for inspection.<br> I am now told that the engine belt is damaged due to wear and tear and will not be covered.<br> <br> I suspect my car's parts have been ******!