Worst of all financial companies

Worst of all services. I have cancelled my policies and then still they deducted from my salary, they said they gonna refund it which they did after 15 working days. Second month they deducted they didn't refund now third month they deducted they didn't refund. I had to go there today they told me they will report to head office and I will get my money after 10days that's sh*****t. It made me cancel my retirement and investment today I'm glad I'm doing so why do we have to stress to get our hard earned money no maarn..