went out there way to find a loop hole not to pay

Had a car accident 2007 in which i have hurt my back. In 2013 my lower back gave in and i was declared medical unfit in my trade. Put in a claim on the disability section, which old mutual went out there way to find a loop hole NOT TO PAY. HAVE LOST MY TRUST IN OLD MUTUAL. My pay not in my bank acc 10 min then they take there a premuim, \BUT BOY DONT TRY TO CLAIM". Lost my job again due to my back injury. They have not even tried to help me find work in the time i was declared medical unfit. """