SCORING OF CLIENTS WITHOUT PERMISSION

I HAVE BEEN STAYING AWAY FROM CREDIT SCORING FOR ALMOST A YEAR NOW SO THAT I CAN BUY A CAR AND THEN OLA MUTUAL SENDS ME THIS SMS ON 30 OCTOBER 2019 (Thank you for your interest in a loan from Old mutual finance .we will call you soon 0860 ) I HAVE NOT APP**** FOR . THIS FINANCIAL INSTITUTION MUST EXPLAIN WHY DID THEN SCORE ME WITHOUT MY CONCERN AND HOW DID THEY GET MY DETAILS. TO SCORE SOMEONE YOU NEED PERMISSION 1ST

WHEN I CHECKED MY CREDIT SCORE I FOUND OUT THAT THEY HAVE SCORED ME WITHOUT MY CONCERN AND NOW THEY HAVE AFFECTED MY CREDIT SCORE .THEY MUST ACCOUNT FOR THIS AND COMPENSATE ME AS THEY HAVE AFFECTED MY SCORE OR WE TAKE IT TO COURT AND THEY MUST EXPLAIN TO THE FAIS OMBUDS ON WHY AND HOW . THEY JUST TAKE ADVANTAGE AND THIS MUST COME TO AND END .I NEED ANSWERS AND COMPENSATION FOR THIS ,IT IS JUST **** PERIOD