PREMIUM REIMBUR*****T

I had a funeral policy for my brother and I paid a years premium from November 2014 to November 2015.<br> I then app**** for a funeral claim which was denied and I expected that my remaining months premiums will be paid back but Old Mutual is not willing to pay back the premiums.<br> I would like to know why and who are they now covering because my brother is dead.<br> Should we as customers be ****** by companies like Old Mutual and for them to make interest on poor people.<br> <br> Thank you<br> Noma