Phone Spam to gain sale

I received a call from Joey claiming to work for Old Mutual Atteridgeville, based under head office in Centurion. ***). <br> He started off by asking to speak to Johannes (my second name), then continuing by saying that my loan that I app**** for in the Pretoria West branch, have been declined. (Which I never app**** for). I then stop him there saying, I never app**** for a loan. His resonse and I quote:\ OH