Old mutual ruined my life

I signed up for a retrenchment cover with old mutual in June 2014. I continued to honour my payments. In february 2016 old mutual cancelled my cover and gave me back my premiums. At that point the company i was working for was going through a retrenchment process meaning that i couldnt join another cover until this process was completed. I tried to query the cancellelation but old mutual refused to keep me covered. As a consequence of that when i got retrenched i had no cover. Old mutual ruined my life and resulted with me not being covered when i need it the most