Old Mutual money hungry "*******"

Besides ripping me off on my companies Retirement annuity various fees charges, basically taking a huge chunk of what gets invested leaving me with very little left afterwards to one day retire on, they also decline any additional benefits on my cover simply because of one medical condition that's not a disease and doesn't cripple me in any way. Old Mutual are money hungry "*******" and I am sadly bound to them as my company chose them to run the companies Retirement fund. I would happily move elsewhere if I had the choice. Their fees are utterly disgusting and downright ludicrous. Wouldn't begin to recommend Old Mutual ever.