Old Mutual Comprehensive Disability cover is actually just life insurance with a high premium

Same story as the above. They very cleverly get senior staff to sound astounded that you had the audacity to even put in a claim. Lady told me the same thing. The policy is on for if you are half dead or dying, so WHY EVEN CALL IT A OCCUPATIONAL DISABILITY POLICY. It should be called a death policy and the premiums should be adjusted accordingly. I went through 6 months of hell (chemotherapy) and could barely feed myself sometimes. Not a red cent! Rather sign up with Liberty Life.