Old mutual

My husband passed away in 2013 old mutual came to dep correction serv to ask people who whant to take life insurance out with out Any dr or medical or blood test on my husband death sertf it show natural cause but the refused to pay his life insurance out dew to fals info but my husband st the time of taking out the insurance whas not sick or did not know off any illness since today I'm fighting to get my money I'm a single mother off 3