I don't owe you a cent

Am disgusted.I had policies with old mutual back in the years but never did i borrow money from old mutual instead they are the once who owe me money coz i had polices that lapsed immediately i was suspended at work claiming its a risk policy that I took.fine fast foward am suprised to see old mutual on my credit report saying i owe them R199 for wat ? I never borrowed money from old mutual it says its a credid of 2012 common in 2023 please people don't rob like this you ****** when you lapsed my accounts i accepted it but now remove my name from your list i owe you ***ol. In all my days of making debts i never took a loan or credit from old mutual whoever drunk consultant who says i owe old mutual must be found n be delt with your messing with my credit score for nothing