Funeral Policy

I am so sad, really, i have been with Old Mutual for about 17 years now. Recently i ran into some financial difficulty and was unable to continue paying my funeral cover, which covers myself, my daughter and her father. I have skipped 3 payments now, and the worst thing is you dont get a cent of your money, 17 years of monthly payments and i lost everything, how they cannot even meet you half way is beyond me and totallly inhumane. life is difficult enough as it is and to get told such F*****d up news just makes everything you have been doing your whole life seem questionable :-(