Empty Promises

I was told by several old mutual consultants who came to my workplace that because I opened my policies before January 2015 , I will be due for cash back within 3 years , instead of receiving cashback on 1st Nov 2017 , they come up with stories , so you need to tell me this is a mickey mouse company ? you need to tell me you are so desperate for customers and you decided to ****ing lie and bring ***** to get business ? I have names of those ****ing consultants who mother****ing **** to me