Does not take their clients wishes in concideration

Please be very careful of this company, they make their own decisions, does not matter what their clients want. My ex-husband passed away, on his will I am the beneficiary of all his assets and on his Old Mutual policy I am also the beneficiary, but still the trustees want to decide where the money must go to. At the end you are paying for other people to make decisions of your money, not what your wishes are.