Declined for home loan thanks to old mutual

I had a loan with old mutual finance which is paid by now... in the last 2 months that I paid off on the loan, old mutual tried to deduct money from my account before the agreed that, it came back as a returned, due to insufficient funds in my bank account.. I see this a negligence from old mutual...<br> <br> I have app**** for a home loan, about 2 weeks ago.. I got declined by all the banks, and SA homeloans,due to this issue, which was not even my fault... that returns on my bank statements due to old mutual negligence messed up everything into buying my dream house... i will never do business or recommend someone to do business with them...