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<p>I took a loan with old mutual to my suprise evertime i pay the instalment is not reduced instead it increases to make matters worse they dont update your credit bereau status you remain a bad payer how possible is that, if you pay your montly instalments.If you skip one payment they send you threatening smss saying you must pay extra if not judgement will be on your name,WHERE will you get extra money if you struggling , their interests are crazy i will take this to credit ombudsman its pathetic ****************.I regret the day i took a loan with old mutual it has ruined my life.</p>