Customers manipulated to lose their money

The company convinces customers to make investments with them on the promise that there will be growth thereof. However if you do a proper financial analysis you realize there is no growth except for your monthly contributions. Above all they have commission taken off ones cash paid in for the financial advisers that are in most cases clueless of what is going on in the market and just make educated guesses . I have policies where commission is paid to two financial advisers that have never even contacted me. This is white collar ******* of the public who may not be financially literate to make sense of what Old mutual is projecting for them as the values of the investments