PAYING FOR GOODS NEVER RECIEVED

WENT FOR A FACIAL AND WAS TOLD THAT I WILL GET SUPPLIES FOR 24 MONTHS. R320 PER MONTH. I DID NOT WANT THE GOODS FOR THAT LONG PERIOD AND I TOLD HIM THAT I DO NOT HAVE SUFFICIENT FUNDS ON MY CREDIT CARD. ELAD TOLD ME THAT HE CAN MAKE IT WORK AND BECAUSE I KNEW THAT THERE WERE NOT SUFFICIENT FUNDS, ASSUMED THAT THE TRANSACTION WILL NOT BE PROCESSED. ELAD SWIPED MY CREDIT CARD AND TO MY SURPRISE THE TRANSACTION WENT THROUGH ON A BUDGET PAYMENT FOR 24 MONTHS. I ASKED HIM TO REVERSE THE TRANSACTION AND HE SAID I MUST GO TO MY BANK FOR A REVERSAL. THE BANK CANNOT DO THE REVERSAL AS THEY CANNOT TAKE FUNDS FROM THE ACCOUNT WITHOUT PERMISSION. I HAVE BEEN SENDING HIM SMS'E BUT HE IS NOT RESPONDING. I NEED TO HAVE THIS FUNDS REVERSED.