Sadly Third party not paid

<p>My sad story begins when a driver insured by Oakhurst crashed into my car while I was stationery at the traffic lights , worse of all I was with kids in the car . His was speeding yet it was raining and he skeeded straight into my stationery vehicle with such force that the all airbags in my car poped. After the accident we were taken to hospital and he gave his details including his insurance which is Oakhurst Insurance Company. The following day I went to the police station and the driver came as well and admitted to the police that he was at fault . We got the case number and submitted the claim to Oakhurst , they informed me that they are investigating which took them more than two months , at the time I accumulated storage bills and because my car was not insured unfortunately because I was in the middle of a divorce and the car in particular in that month had go out of Discovery insurance since it was debited from my ex wife's account .They later decided to respond by declining my claim and suggested that I should pursue the driver . When I contacted the driver he showed me proof that his premiums were up to date and the cover he had includes third party liability . I not sure if it's because of make of my car that made Oakhurst to decline my claim even when there's a clear police report and the admission of driver that he was at fault. I am left with hospital bills , Storage bills and a wrecked car and a missing Oakhurst insured driver ( his cell phone number is no longer in use and Oakhurst will not even forward me with his new contact details). I feel so angry I'm not sure what's gonna happen when I eventually get hold of the driver, in assence whatever happens Oakhurst Insurance Company morally does not care as to what people like me so called " Third party " despite the circumstances more over the merit of the case despite their promise in their covers that they cover third parties . This could be dangerous to anyone with a policy from these kind of insurance companies since I'm now hunting the driver and I don't think anyone would like to be in the drivers position because Oakhurst has suggested that I find him myself after all the debts I have and they would not even help with his new contacts as he's still their client .Honest people don't act in this manner . BE CAREFUL OF NEW AND SMALL INSURANCE COMPANIES </p>