Harassment!

I receive at least 2 calls a day from ***. Often they just put down the phone on me, sometimes its an automated message and often it is someone harassing me for my outstanding FNB Revolving Loan. I have explained a million and one times what the situation is. I am talking with FNB, because as well as you hounding me for payments, they are still trying to take the money from me each month, therefore putting me into overdraft. I can ONLY make an agreement with you once they have actually closed my account and reversed the R 3000 plus that they have charged me in \unpaid fees". I explain this everytime"