Netcare medical aid

Netcare medical costing me and my partner over R4000 a monh My partner and myself decided to remove me of the medical for a year and then to re apply When myself was put back on the medical aid there was a waiting period of 3 months although the medical aid deduct funds from my partner salary for both of us A penalty fee extra of R600 with the R4000 plus gets directed from his wages Although we have never used our medical aid goin to hospital etc.... we now have to pay a extra R600 onto of the R4000 on a monthly basis This is a total ******* and will rather join another medical aid who cost us less and still have the same benefits Netcare medical aid take money all the time and cost a fortune even if you do have to go to see a Dr you always have to pay in again onto of what you pay per month People please do not fall into this trap You can save more with another medical company We will not make use of this medical sceme in future