I was not able to do anything on credit but now when I went to my bank they offered me a credit card and I know qualify to have an emergency cash (personal loan)

I was not able to do anything on credit but now when I went to my bank they offered me a credit card and I know qualify to have an emergency cash (personal loan). I am happy to know that my doors are opening, my name is clean and I will be able to buy myself a car in few months. THANK ITC