National Debt Advisors are **********

National Debt Advisors collected my first payment, but they didn't pay me creditors. National Debt Advisors are now telling me that my first payment went towards fees. I was never made aware of this. Now I am in arrears with my creditors. I want a refund of my money from National Debt Advisors so I can pay my creditors! I also want them to terminate my account with them!