Unfair rates

Hello peter, in a period of two weeks I have app**** for a mortgage loan that was approved with Prime + 0.80% in which I withdrew the OTP due to the condition of the unit. The loan app**** was ****. I then app**** for another Mortgage for 590K which I received a 100% bond but with hiked interest rates Prime + 2,20%. <br> <br> I don't know how it works but I feel that this was unfair as the OTP was less then what was initially request but the interest rates came back 1,75 higher then what was initially given. <br> <br> What would have caused the interest rate hike and I feel that Nedbank could have given me the same interest rate as before.<br> <br> The application was done through Nedbank<br> <br> thank you,<br> kind regards,<br> Mathews Tleane