wJ
wilma J

1 reviews | Active since Mar 2009

09 Oct 2025, 15:46

My Debt Hero should be called my nightmare

Worst company for debt review process. And name change from Debt Restruct to My Debt Hero. Why? I had terrible experiences with them. They paid SAHL late, to the point where SAHL is going to cancel the arrangement because i am defaulting. They also made wrong payment amounts. I also revieved communications meant for other clients. Ended up paying SAHL directly. My arrangement period is now up - i reached out to them twice to start the process to have me removed. First time i got a letter from them stating they have no information if my process is completed because i stopped paying them( debt restruct - now my debtnightmare). Emailed them twice in September even looked for the director/owner's name and emailed him. no response on them removing me from debt review. today is a month after my second email to them asking to remove me from debt review.

My advise - STAY away from them They charge almost R1000 a month to make wrong and late payments and send your information to other clients. And then ignore you when you ask them to remove you from debt review after you struggled with their professionalism for almost 3 years

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Replies (1)
My Debt Hero
My Debt Hero's reply10 Oct 2025, 16:23
Official
Hi Wilma, we’re truly sorry to hear about your experience, and we completely understand your frustration. What you’ve described is not the standard of service we aim to uphold. Please know that My Debt Hero (formerly Debt Restruct) is a registered debt counselling firm regulated by the National Credit Regulator (NCR), and every client deserves timely payments, accurate communication, and full transparency.We’d like to urgently escalate your case to review the payment discrepancies, investigate your data privacy concern, and assist you with the process of formally clearing your debt review status. Kindly contact our Customer Care Team at https://mydebthero.co.za/support, call (+27)21 ***, WhatsApp ***, or email ***, and mark your message URGENT – Attention Management Team, so it’s prioritised immediately