AN
Ayanda N

1 reviews | Active since May 2025

14 Jun 2025, 09:38

My debt hero put my under debt review when I have settled my accounts

I phoned my debt hero in 2022.. I had 2 debts that I couldn't manage.. I arranged to work with them (depositing money into their account then they settle then they settle my debts monthly) i ended up changing my mind and deposited the money into my 2accounts that I was in debt with (telkom, Finchoice).. I paid up all my debt in 2024 towards year end... My account were closed and I was given delisting letters... But my credit score did not increase and I could not qualify for a mere R100 credit... 4 months after settling my debts credit score goes down by 20 points.. I call NCR asking them what is happening.. They told me my debt hero has put you under debt review (with no communication, they don't check if i had paid my debts... Imagine being under debt review when you owe no one) im very upset and i advise you to never ever use these so called debt counselors... It is better to make an arrangement with the ones you owe.. And you end up paying them more money and they pay your debt collectors less money so that they pocket the rest, nothing is for free. And you'll end up in my situation being under debt review and score decreasing when you have settled your accounts. Especially my debt hero... Their reviews are horrible.

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Replies (1)
My Debt Hero
My Debt Hero's reply09 Sept 2025, 15:11
Official
 Hi Ayanda, thank you for raising this concern, and we’re truly sorry for the stress and disappointment you’ve gone through. Please know that debt review cannot be activated without a client’s signed consent, and once debts are fully settled, a regulated clearance process must be completed to remove the debt review listing and update your credit profile across the bureaus. 
We regret if this was not explained clearly to you, and we would like to urgently investigate your case to confirm why your credit score has not improved despite receiving delisting letters. Could you please provide your client reference number or account details so our Customer Care Team can review your file? 
You can contact us securely via: 
We’d like the opportunity to resolve this matter quickly and help restore your confidence in the process.