Ominsure don't cover geysers even under guarantee-maybe call out fee for Contents

When you take out contents you presume whatever happens in your home it could be a possible claim. If you break your cover of your cellphone or have a faulty geyser it isn't covered. Normally geysers 99 percent of the time would be covered. These are costly maintenance issues. They decided to possibly pay a call out fee. That's it. Geysers still under guarantee as well. So Kwikot Electrolux which is extremely unreliable with geyser and controller issues ignored 2 emails of mine in Cape Town. A good Samaritan plumber came to my rescue. Cut off corroded wiring and re-connected.