This is the end of IT, tired of you Guys.

I really need my money back, I was told if I do a payment before 5 in the morning I will have to wait for 24hrs, What the hell? Its FNB to Fnb, why will it have to take that long. This company plays with our minds, upon the exorbitant prices they charge, their customer service is horrible, now I aa being told that I will have to wait for 2-3 days to get my money back, when the money was needed asap at home. I am very angry.