CS
Carl S

1 reviews | Active since Oct 2019

10 Oct 2019, 23:09

Dept review

How do i get my wife off of dept review. Where can i go.. MSA, Asai lamara put her under dept review because we married in c.o.p. I just did an enquiry and also paid a cancelation fee of R300. Now it is said i must pay all my depts before they can give me a cancelation letter. I never used there service. And im not even on dept review.. Can anybody help please

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Replies (1)
Msa Consultants
Msa Consultants's reply14 Nov 2019, 10:58
Official
Dear Carl

According to the withdrawal guidelines issued by the National Credit Regulator , neither a consumer nor a debt counsellor is permitted to terminate debt review.
If you have not yet been declared over-indebted, and you are still in the process of obtaining Form 17.2, you may then go ahead and cancel your debt review.
If, however, you have been declared over-indebted, you will then need to appoint an attorney who will need to obtain a court declaration order, declaring that you are no longer over-indebted.
If a court order has already been issued, you will also need to appoint an attorney to rescind the court order on the basis that you are no longer over-indebted.
So, if you start earning more money while under debt review, it will save you a couple of pennies if you simply to start repaying more than is required. This way you will not only be which will result in becoming debt free sooner. This option is more ideal than withdrawing from the debt review process prematurely and losing the protection it affords you.

In your case,however, a 17.4 was issued in 2013 already which was permissible at the time. The NCR DHS was also updated as such. You need to contact the credit bureaus and provide them with the 17.4 in order to update their systems.

For further assistance, please contact *** or e-mail ***

Kind Regards 
MSA CONSULTANTS