******, ************** and victimazation

I'm a permanent employed young white man who has app**** for an account at MR Price as part of the process to build a credit record. A african lady next to me also app**** and was given immediate approval and card to buy. I'm aware of another african domestic worker who only works 3 days a week with no pay slip or credit reference whith no bank account who has been given credit at Foschini, Markhams, Hi-Fi Corp and Cell C, These companies phones up to three times a day looking for her due to bad debt. <br> How is iit that african people can get credit instantly but our whites never qualifies for credit. WHites who are dedicated and loyal, committed payers. <br> I feel that I have been treated with disrespect, and been victimized. How do young people get treated like this who is the future of this country? BAd Service. Please confirm what is your criteria on credit scores and who decides to grant or approve accounts.