Opening an account

As per Mr. Price policy you have to earn a salary of R1 000 to open an account. But what no one tells you is that you also need a credit score. How on earth is one supposed to start a credit score if declines your account due to a 0-credit score. How must the young people today build a credit score if they don't get the chance to open accounts. This is really frustrating! Please change the company policy stating that you have to have a proper credit score does not matter what your income is.