I have bad experience

I wouldn’t suggest getting insurance for your laptop. The amount of trouble you have to go through to get a claim approved is absurd, and that’s if it even gets approved at all. First, you have to return to the store where you bought it to report the issue. Then, you're expected to file a police report for the lost or damaged device. After that, you have to contact the manufacturer to disable the device. Finally, you go back to the store with the device serial number to wrap it all up. Such a headache