*****ulent activities

I took out a loan with Mpowa on the 5/09/2025.The payment date according to their contract was the 23/9/2025,even though I get paid on the last day of the month.They tried to deduct on the 23rd but could not find any funds.They sent me a reminder with banking details.I made a manual payment using the banking details they provided on the 29/9/2025.To my surprise they deducted on the 30/9/2025,and further offered me another loan.I went through my bank statement after I took the loan offer.Instead of paying me back the amount the deducted.They cleared the loan I took a day after I deducted with interest.Meaning I took a one day loan with 50% interest.Is that even lawful MPOWA FINANCE?