Don't think about this company.

Do not dare to take up these quick loans no matter how desperate.

When it comes to settling they give you the run-around. Yes, I defaulted but as soon as I was able to settle I did so. After 21days passed it is now 2months, the account still appears as in arrears on my profile. Settlement letter was sent and all proof of payments made. I know exactly how the credit bureaus work like but nothing has been made by this company to update loan as closed. I wouldn't recommend this loan company.