Stay very far away from this shiittyy company!

Anyone looking for motor warranty for their vehicle should be advised to stay very far away from this company if you don't want hassles of fighting when it's time to claim. These people find every reason to reject claims. I've paid my premiums month-on-month without fail but now that I need to claim from warranty I'm being told that the part that I want replaced is not covered. This is the second time my claim with them is rejected. I mean if you'll reject my claim on the base that a cars radiator is not part of the "cooling system" then what exactly do you cover??