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Hi their I have app**** for a phone then they ask al your details then at the end of the day they decline you all is well but then you see at the end of the day they deduct every month and i have been trying to get hold of them and then they don't pick up the phone and every month i have to run to the bank to reverse my money and then it looks like i don't pay my accounts cause it make a negative on my name I have been sending emails then its the wrong email address so I'm fed up yours Marilyn