I CANT BELIEVE I HAVE TWO LIFE COVERS WITH MIWAY, IF I DIE MY FAMILY WILL SUFFER!!!

Six months ago my father was a victim of a brutal ******, a fact to this day that we cannot heal from. My father had a life cover with MIWAY, not only did Miway Fail to pay the funeral benefit on time, forcing us to struggle to get means for the funeral. Now with the Life Benefit, it has been nearly six months and Miway is moving from hospital to hospital, digging up past records to try and nullify the policy. Claiming that my father did not disclose information about his health or something- when infact, my father was healthy man, who was never hospitalised, worked a physical job to is last day on Earth and was not on any chronic medication or treatment or showed any signs of ailment. All the checks that Miway is doing now IS THE DUE DILIGENCE THAT THEY SHOULD DO BEFORE APPROVING THE POLICY, so that a person like my father does not spend years paying for a policy for his family only for the claim to take 6 months with no progress and every effort from the insurer to not pay. My father was the breadwinner and has a minor who is only 15, MIWAY trying their best to invalidate the claim is very heinous and adds to our frustration during this grievous time. MY FATHER DID NOT DIE OF ILLNESS. I am failing to see this 6 month exercise as nothing more than a hateful attempt at finding loopholes. What is depressing me the most is that i have had my house and life cover for my own family under Miway for years now, seriously, I am worried that should i die, my family is not protected because Miway works the hardest to try an invalidate claims instead of providing the services that they promised they would.