Disappointing, do not trust MiWaylife

My experience with MiWaylife has been very disappointing. I wanted to add funeral cover for my daughter under my life cover and she was rejected because she was over 6months and had been admitted in hospital. The frustrating part is that I was never told this when I was taking the cover. The consultant advised me to take a separate funeral cover for her. A separate funeral cover just to add a one year old? How come? In this economy? When you advertising your life cover, you say that it's an all in one (4in1), but now I cannot add my own child. You should be ashamed of yourself MiWaylife. You deserve zero (0) stars.