1 reviews | Active since Aug 2019
WATCH OUT FOR CERTAIN CLAUSES IN YOUR CONTRACT WITH MIWAY!!!
One star is not even actually what I would give to MiWay Insurance.
This is me just trying to give advise to people who think that MiWay quotes cheaper than other companies, yes and their staff is really friendly and helpful because they get paid to be nice to you but doesn't explain one thing to you that is so simple and takes two seconds to do but only being with them a few years and when I had an incident where they accident was my fault (never had a Third Party Claim before) then you find out about that hidden jem they've put into their contract and neglected to tell you about.
When you get a quote, they do tell you if anyone under the age of 25 drives your vehicle there will be an additional excess oh and let me not forget they do mention the Window and Glass excess, but what they don't say is remember, when you also have a Third Party Claim there is also an additional excess.
I called another very well known Insurance Company where I actually was before and I asked them because I couldn't remember a clause like that in my contract with them and they came back and said, no if it was one accident it is one claim and one excess.
So in other words, I fixed my vehicle and I paid R5000 excess. Then the Third Party claimed through her insurance and she paid her excess and they submitted the claim to MiWay as it was my fault. MiWay contacted me and asked for another R5000 to settle their claim. So now, there has been 3 excesses paid already!! I am currently in contact with this person to disclose actually what her excess was and did MiWay even give her money back for the excess she paid as I have a funny feeling, they have not done so.
They are a bunch of ****mers!!!
PLEASE DO NOT BE FOOLED BY THEIR "CHEAPER" PREMIUMS, YOU WILL PAY A LOT MORE WHEN YOU ARE INVOLVED IN AN ACCIDENT ONE DAY!!
Best regards,
The MiWay Team
Best regards,
The MiWay Team
Let me just be clear that I don't want anything from you, what is done, is done.
I want the public to know that you are one of most probably few Insurance companies that ask for all these additional excesses and that they must watch out for this and read through their contract / policies carefully before signing up and know what they are letting themselves in for.
Hard lesson learnt from my side, as I mentioned all of my previous insurance companies I've been with has never charged me for THIRD PARTY LIABILITY EXCESS!!!! This is just another way for you to make money out of people and it's unfair for them not to know it!!!
Let me just be clear that I don't want anything from you, what is done, is done.
I want the public to know that you are one of most probably few Insurance companies that ask for all these additional excesses and that they must watch out for this and read through their contract / policies carefully before signing up and know what they are letting themselves in for.
Hard lesson learnt from my side, as I mentioned all of my previous insurance companies I've been with has never charged me for THIRD PARTY LIABILITY EXCESS!!!! This is just another way for you to make money out of people and it's unfair for them not to know it!!!
