AL
Anathi L

1 reviews | Active since Mar 2015

10 Mar 2017, 10:11

UNREASONABLE EXCESS

<p>Firstly, I would like to complement Nombuso N on the very friendly service she gave me when I initiated my claim.</p> <p> </p> <p>However, I am left very puzzled by the excess amount of R8 950 I had to pay.</p> <p> </p> <p>The driver of my vehicle was not a regular driver but the accident did not occur because of him. His inexperience in driving had absolutely nothing to do with the accident. Even if I was driving, the accident would still have happened. Now, I must pay an additional excess of R4 000 because he was not the regulary driver and had his licence for less than 2 years but the guy at fault unexpectedly drove into a stationary car? </p> <p> </p> <p>I mean, there was no way that anyone could have driven off because the robots were red and no notification was made by the driver of the car at fault to alert us that he was driving into the car. Now, if I was driving, as the regular driver, wouldn't I be hit also be that guy?</p> <p> </p> <p>Please help me understand.</p>

0
Replies (6)
MiWay Insurance
MiWay Insurance's reply10 Mar 2017, 10:32
Official

Thanks for letting us know how nicely Nombuso assisted you.

We have passed your concerns on to our Claims team and someone will be in touch to discuss with you in detail.

Best regards,
The MiWay Team

Best regards,

AL
Anathi L's update10 Mar 2017, 10:49
Reviewer Update

Thanks. I am looking forward.

AL
Anathi L's update13 Mar 2017, 08:56
Reviewer Update

Hi,

I am still waiting to be contacted by your Claims team.

Thanks.

Kind regards,

Anathi Lwabi

MiWay Insurance
MiWay Insurance's reply15 Mar 2017, 16:08
Official

Thank you for complimenting Nombuso and showing recognition where it’s due!

Nombuso has since been in touch to discuss your concerns, and she explained your policy cover in more detail. She’s also assured you that our legal department will attempt recovering your excess back from the other party! Please give us a shout if you need anything else.


Kind regards,
The MiWay Team

Best regards,

AL
Anathi L's update15 Mar 2017, 16:31
Reviewer Update

Guys, Nombuso assured me on the recovery of the excess but my problem is the reasonableness of the additional R4 000 when the accident would have occured even if I was driving because of all the facts that you also have about the accident.

It's not like the non-regular driver caused the accident due to his inexperience. I mean, stationary as the car was, someone drover over into it. What difference would my driving experience have made had I been the one driving? I wouldn't have been able to stop the car from hitting my car still because my car was stationary. Please sit down, think about how a 20-year-experience driver would have avoided the other car from hitting my car. I am really struggling to understand the correlation.

MiWay Insurance
MiWay Insurance's reply22 Mar 2017, 15:52
Official

Thanks for the note and the opportunity given to respond!

Nombuso has since been in touch to discuss your concerns in more detail, and we’re happy to report that we’ve waivered R1000 off of your additional excess. Please give us a call if you need anything else in the interim!


Best regards,
The MiWay Team

Best regards,