Unfair rejection of my claim.

I have became a victim of an unfair rejection of my claim by Miway insurance on 1st December 2018 my vehicle was involved in an accident the vehicle was driven by my employee at the time of the accident as a policy holder and the owner of the vehicle there was very little information l could provide relating to the accident since I was not driving the vehicle at the time of the accident .The Miway assessor Mr Jean Aucamp contacted my driver Simphiwe mzuzwana they made an arrangement to meet at the place where the accident happened they mate there and discussed whatever they discussed l was not there. On the 31st December 2018 l received a call from Miway to inform me that my claim has been rejected reason being that my driver Simphiwe mzuzwana supp**** Miway with dishonest information in relation to the claim.According to Miway policy they say Miway will not pay for a claim when policyholder,it's member,anybody who acts on it's behalf or anyone under this policy deliberately caused the loss,damage or injury. If the policyholder or anyone acting on it's behalf submit's a claim or any information or documentation relating to any claim,which is in any way **********,dishonest or inflated,none of the benefits under this policy in respect of such a claim will be paid Miway will reject the whole claim and none of the premiums paid that have been received by Miway will not be refunded. Firstly l am not disputing that my driver Simphiwe mzuzwana might have have supp**** Miway with dishonest information that is the reason why I have laid a ******** charges against my driver at this moment he is behind bars.but Miway they are not interested in that there focus is finding a way to avoid paying my argument is that I am the policyholder and not my driver l been paying premiums to Miway since 2017 never skipped a month of paying not because I have money but simply because l value loyalty and owner my commitments.I cannot be prejudiced by my driver's dishonest.I have been deprived of my right's as if l have control over one's actions.This vehicle was my sauce of income but it has been seating on bricks since December 2018 l can no longer pay school fees for my kids and yet somebody got a bonus for rejecting my claim l am ageing all of you more especially if you have a vehicle that is doing e-helling service uber or taxify that are with Miway on business policy think again this insurance is dangerous these are legalized ******s I once heard but l ignored thinking my honest will help me today I am a victim stuck with a vehicle that I can not fix and still owing the bank for next 4 years.