ZM
Zanda M

1 reviews | Active since Aug 2018

31 Aug 2018, 01:08

Their way,not mine?.

Last year ( mid-march) i was involved in a car accident,where i had right of way and the other car didn't as it failed to stop @ the intersection (kitchner/buller rd,Cambridge),hitting my car and then breaking down a boundary wall of the cnr house( wonder what speed might they have been doing),it has taken a nearly a year for the insurance to correspond with regards to third party claims,after having submitted all the necessary documents..i got a email on Monday stating... " considering the circumstances and the information received, it is clear that both you and our client are to some degree negligent or to blame in causing the accident. The amount offered as compensation to you will therefore be adjusted.

It is our submission that you contributed 40% and our client 60% to causing/not preventing the incident. Our reasons for this are as follows, you:

- You failed to keep a proper lookout under the circumstances

- You had a clear unobstructed view of our client when our client proceeded from the stop sign.

You therefore will have to contribute 40% of the damage to our client’s vehicle, and in return our client will have to contribute 60% of the damage to your vehicle. The calculation is as follows:

Calculation Your Damages R 39 800.00 X 60% R 23 880.00

Our Market Value R225 300.00 Less Salvage R 93 993.00 Total R131 307.00 Plus Towing R 2 000.00 Total R133 307.00 X 40% R 53 322.80

R23 880.00 – R53 322.80 R- 29 442.80 (which i somehow owe)

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Replies (2)
MiWay Insurance
MiWay Insurance's reply31 Aug 2018, 08:29
Official

We have passed your message on to our Claims team and someone will be in touch to assist you.

Best regards,
The MiWay Team

ZM
Zanda M's update03 Sept 2018, 12:49
Reviewer Update
So I got a call from the legal adviser,basically they still insist I'm liable for damages and if I go the insurance ombudsmen option "I won't have a case"..so I'm left with no option but to let my legal adviser do theirs and in the meantime I will let social media conduct a postmortem and have a feast about their appalling service.