Short term Insurance disappointment

I app**** for short Insurance at Miway. I beeded civer for 2 Cars, house content and the house building. I stayed on the lune for 20 min and answered all the questions. I was being honest and declared that I lost all 3 my Geysers the previous year. Wesley, the consultant phoned me back and said they will cover my vehicles and house content but they will not cover my house building because of the Geyser claims and I should keep my house building at my current Insurer. Thats what you get for honesty. Pathetic Miway!