Selling whole life policies which doesn’t have value?? Plain down *******!!!

I called in to MiWay Life on my life policy regarding the accrued value taking into account it’s a Whole Life Policy. The consultants whom I spoke to told me it’s a death policy with no accrued or cash value. This cheat of a life policy cannot even be surrendered?? What nonsense is this???Permanent Life and Whole Life policies have cash value. I was also told it’s a month to month policy where if you cancel, you don’t get a cent back. Thanks for robbing me for a couple years MiWay Life. Take that money and send your staff to rewrite their RE5 as they don’t know what’s going on. They’ll probably fail the damn RE5 from my experience with them. Useless ******* company, ******** consultants !!