Ridiculous settlement for claim of television.

On Wednesday 3 October 2018 i had extensive damage to electrical equipment due to a lighting storm. On Thursday 4 October 2018 i contacted Mi Way Insurance to register a claim for my Sony Bravia Television that was damaged due to the storm. On Tuesday 9 October i was contacted by a representative from Mi Way informing me that the damage on my television was caused by lighting but according to their resources (unknown) no lighting was recorded in the area where i stay (Bronkhorstspruit) on Wednesday 3 October 2018. This immediately imply that i am lying. Althought the claim was approved. On Thursday 11 October i was contacted again by the same representative to inform me that my Sony Bravia which i paid R3999-00 for eight years ago will be replaced with a television set worth R2490-00. With all respect I can assure anyone that no Television in the price range of R2490-00 will match the quality or be equal to the quality of the Sony Bravia which i owed. After the deduction of the excess only R990-00 will be paid out to me to replace my television. The excuse i was given for the ridiculous amount was due to the appreciation value of the television set. After more than five years contribution i am done with Mi Way and will ensure that i will use every source on social media to discourage any member to deal with Mi Way insurance.