********* PRACTICES ADOPTED BY MIWAY INSURANCE!

I was involved in an accident with a client insured by MiWay Insurance who collided head-on with my vehicle while I was travelling in my correct lane. My dealings with MiWay can only be described as ********* and devoid of any application of sound, valid legal principles. I was advised that I was allegedly 20% liable, with the result that I would receive no settlement. I submitted a witness statement confirming that I took all possible steps to avoid the collision but was unable to do so. After I wrote to MiWay referring them to the witness, and to the road layout which clearly shows that I could not move off the road due to a high curb preventing any evasive action, they then shifted their position and claimed that their initial stance had been to hold me 40% liable — a preposterous and unfounded assertion. Furthermore, the witness confirms that the MiWay-insured driver was speeding, a critical fact which MiWay has conveniently chosen to disregard. MiWay has also stated that I should have taken “reasonable” steps to avoid the accident, yet they have failed to provide any explanation whatsoever as to what those steps could have been in the circumstances. It is abundantly clear that MiWay Insurance is engaging in ********* conduct designed to avoid settling legitimate third-party claims, rather than applying principles of fairness, reasonableness, and lawful assessment of liability. This pattern of behaviour strongly suggests that when third parties are involved, MiWay’s approach is not guided by justice or objectivity, but by an intent to evade responsibility.