POOR DEBIT ORDER SYSTEM

I am to Ream or outsurance. The only reason miway has high positive reviews is because they beg everyone fir reviews on Hello Peter. I am moving to Outsurance or Ream they have not debited my premium which was supposed to be done 8 days ago. in past I have complained about wrong debit order dates, wrong debit amounts. The centre agents told me they can't help further when the link they provided to debit came back with an error. Three Sevenths (42.8%) of all negative reviews of miway are clients complaining about wrong debit order dates or wrong debit orders and blocking clients who want to revererroneous debit orders. I am moving to Ream or Outsurance. How will they handle a claim if they fumble simple automated debit order processing.